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Choose the Right Home Insurance: Captive vs Independent Agents
Are you shopping for a home insurance policy? One of the fundamental decisions involves picking between a captive insurance agent and an independent one. Understanding the difference between these two types of agents can aid in your selection process. This article will delve into their differences and help you make an informed decision.
Grasping the Difference Between an Independent and Captive Insurance Agent
A captive insurance agent works exclusively for one insurance carrier. On the other hand, an independent insurance agent, like the agents at Windgate Insurance Agency Inc. servicing New Windsor, NY, collaborates with multiple insurance carriers.
Why Work with an Independent Insurance Agent?
Several reasons make engaging with an independent insurance agent preferable for acquiring your home insurance policy.
Increased Options
Having options augments decision making! When you connect with an independent insurance agent, you’ll receive quotes from various carriers, allowing you to find the perfect policy.
Retain Your Agent Even When Switching Policies
In the future, you might decide to switch your home insurance policies. In such instances, you can continue to work with the same independent insurance agent. Simply let your agent at Windgate Insurance Agency know about your intention to find a new home insurance policy. They can help you with the transition.
Single Communication, Multiple Quotes
Shopping around for the best home insurance policy is a universally recommended practice. You can accomplish this by getting in touch with an independent insurance agent. With just one phone call, you can obtain several different quotes!
Finding the Right Independent Insurance Agent
If you’re looking for an independent insurance agent, call Windgate Insurance Agency Inc. servicing New Windsor, NY. We cooperate with various carriers and are equipped to help you find the most suitable home insurance policy.
